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News and Comment June 2025

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30 June - Money back at the third attempt

Metro cash machineI suppose I should quickly update the situation on the Metro Bank ATM which on 30th May took back my £50 because I do not have eyeballs in my kneecaps. One might have thought that a credit would be automatic but no.

On 3rd June I phoned my bank, First Direct, and they said that I would be sent a claim form and given a provisional refund within five days.

Two weeks later I called again and was told that unfortunately nothing at all had been done following my earlier call and this would be urgently remedied. Once again nothing happened.

On 23rd June a third phone call elicited another apology, an admission that no action was taken following my report but on the following day the £50 was credited to my account.

Why should an account holder have to make a single claim let alone three? The procedure should be totally automated. No money should result in an automatic refund. Anything else suggest that banks have a vested interest in dishonesty.

 

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